I was speaking to my neighbor this weekend about life, family, “quarantine fatigue,” and his fear of the incredible level of debt piling up in our economy.  It seems this is a conversation many are having, so we wanted to offer some perspective on (1) the level of debt, (2) who owes the debt, (3) how the makeup of debt has changed, and (4) why it hasn’t had the negative impact that many have feared.

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